¢
BIZBITE
345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked
Physical
66
/100 score
Strong

Auto Body & Collision Repair

Insurance-paid repair volume with ugly operations and surprisingly durable demand

Collision shops repair wrecked vehicles, handle paint work, and coordinate with insurers after accidents. BizBuySell's auto-repair benchmarks, which explicitly include auto body shops, show median revenue of $819,431, median owner earnings of $182,133, and average earnings multiples of 2.82x. The surprising angle is that insurers and dealer referrals can make a good shop feel closer to a local claims-processing machine than a typical retail garage.

Avg Revenue

$1.2M

Profit Margin

18%

Acquisition Multiple

2.5x - 4.2x

Startup Cost

$200K - $1.2M

Difficulty

4/5

How It Works

Customers arrive through insurer direct-repair programs, dealer referrals, fleets, and local word of mouth. The shop estimates damage, orders parts, performs body and paint work, and gets paid when vehicles are delivered. Throughput, labor efficiency, paint-booth utilization, and insurer relationships drive returns.

Revenue Range

Low End
$500K
Typical
$1.2M
High End
$3.0M

Real Acquisitions in This Category

SBA 7(a) change-of-ownership loans · NAICS 811121 · Automotive Body, Paint, and Interior Repair and Maintenance

Deals tracked
200
72 in last 24 mo
Median loan
$704K
$260K–$1.4M p25/p75
Implied deal size
$829K
median · ~85% LTV
Charge-off rate
0.0%
of loans that finished

Deal Size Distribution

<$150K
27
$150K–500K
51
$500K–1M
51
$1M–2M
43
>$2M
28

Deal Flow Over Time

Deals per year · median loan
$615K
2020
28
$811K
2021
38
$416K
2022
17
$643K
2023
29
$728K
2024
36
$875K
2025
43
$435K
2026
9
12-month momentum
+25.0%
deal volume vs prior 12 mo
Median loan Δ
+91.9%
40 recent · 32 prior

Financing Profile

Median rate
9.50%
17% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
98%
of loans secured
Median jobs
8
supported per deal
Top lenders in this space
The Huntington National Bank19
Live Oak Banking Company18
Manufacturers and Traders Trust Company7
Byline Bank5
Pinnacle Bank5
Where deals happen
CA18
FL14
MI13
TX12
NJ11
OH11
MN10
WA9
NY8
IL8
Franchise vs independent
Franchised acquisitions finance at $496K median vs $728K for independents — a -32% franchise discount. Franchises make up 11% of deals tracked.

Recent Comparable Deals

ClosedStateLoanImplied dealJobsFranchise
Dec 2025OK$225K$265K4
Dec 2025NC$150K$177K5
Dec 2025NC$2.2M$2.6M5
Dec 2025CT$285K$336K4
Dec 2025MD$435K$512K7Maaco
Dec 2025OH$1.3M$1.5M8
Dec 2025OH$75K$88K8
Nov 2025TX$1.3M$1.5M14
Nov 2025NV$940K$1.1M9
Sep 2025MD$370K$435K8
Volume rank #38/534Deal-size rank #258/534Momentum rank #56p90 loan: $2.3MData as of Dec 2025

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Pros

  • +Large ticket sizes and insurer-backed demand
  • +Referral relationships can create sticky lead flow
  • +Equipment-heavy moat makes fly-by-night competition harder
  • +Consolidators and MSOs create exit optionality for strong shops

Cons

  • -Labor management and technician recruiting are hard
  • -Equipment, booths, and environmental compliance are expensive
  • -Margins can get squeezed by insurer pricing pressure and parts delays

Best For

Operators who can manage skilled technicians, insurer relationships, and shop throughput

Operating Costs

Biggest costs are technician labor, paint and materials, parts procurement, facility rent, frame and booth equipment, hazardous-waste compliance, and insurance. The best shops protect gross profit through disciplined estimating and cycle-time control.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

$-8397/mo
after debt service
Deal price — $2.4M
Range: $2.4M (2.5×) to $6.2M (4.2×+)
Down payment — 15% ($360K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 9.50%
SBA median for this category: 9.5%
Loan term — 10 years (120 mo)
SBA median for this category: 120 months
Down payment
$360K
15% equity injection
Loan amount
$2.0M
85% SBA-financed
Monthly payment
$26K/mo
$1.1M total interest
Monthly profit
$18K/mo
at 18% margin
Monthly cash flow after debt service
$-8397/mo
Margin does not cover debt service at these terms. Lower the deal price, increase the down payment, or extend the loan term.

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

BizBuySell – Auto Repair & Service Shops for Sale

Collision centers and body shops commonly list under the broader auto-service category

BizQuest – Auto Repair Businesses for Sale

Listings for body shops, mechanic shops, and specialty automotive service businesses

ABRA / Industry repair resources

Collision-repair industry education and standards resources

66/100Strong

Acquisition Score

Profit margin
12/30
Entry multiple
19/25
Market depth
10/20
Risk (charge-off)
15/15
Deal momentum
10/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
physical
Difficulty
4/5
Buy price
$3.0M$5.0M

Get the full breakdown in your inbox

Weekly boring business breakdowns

Get notified when high-margin businesses hit the market

Buy a auto body & collision repair
via BizBuySell – Auto Repair & Service Shops for Sale
See listings →