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BIZBITE
345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked
Service
64
/100 score
Strong

Gutter Guard Installation

Install it once, get paid every year

Gutter guard (leaf guard) installation is a high-margin home service business where contractors install protective covers over existing gutters. Average project cost to customers is $1,200–$2,000 for a typical home. Material costs are 25–35% of the sale price, yielding gross margins of 35–45%. A small crew can complete 3–5 installations per week, generating $120K–$300K in annual revenue. Unlike gutter cleaning (one-time work), many gutter guard companies are now adding recurring maintenance contracts, creating a hybrid revenue model.

Avg Revenue

$200K

Profit Margin

38%

Acquisition Multiple

2x - 3.2x

Startup Cost

$10K - $35K

Difficulty

2/5

How It Works

Technicians measure and install leaf guard systems (gutter screens, mesh, or drop-in covers) on residential and commercial properties. Installation typically takes 2–8 hours per home depending on gutter length and complexity. Revenue comes from: (1) initial installation ($1,200–$2,500), (2) optional add-on services (downspout protection, filter upgrades), and (3) maintenance contracts ($50–$150/year). Customer acquisition happens through home service marketplaces, local SEO, door-to-door canvassing, and referrals from gutter cleaning companies.

Revenue Range

Low End
$80K
Typical
$200K
High End
$400K

Real Acquisitions in This Category

SBA 7(a) change-of-ownership loans · NAICS 238170 · Siding Contractors

Deals tracked
21
6 in last 24 mo
Median loan
$664K
$250K–$1.1M p25/p75
Implied deal size
$781K
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal Size Distribution

<$150K
3
$150K–500K
6
$500K–1M
6
$1M–2M
5
>$2M
1

Deal Flow Over Time

Deals per year · median loan
$224K
2020
4
$650K
2021
4
$614K
2022
4
$765K
2023
2
$1.1M
2024
3
$900K
2025
3
$250K
2026
1
12-month momentum
+0.0%
deal volume vs prior 12 mo
Median loan Δ
+35.5%
3 recent · 3 prior

Financing Profile

Median rate
8.75%
67% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
100%
of loans secured
Median jobs
7
supported per deal
Top lenders in this space
Customers Bank2
Live Oak Banking Company2
Old National Bank2
Community National Bank & Trust2
Manufacturers and Traders Trust Company2
Where deals happen
VA4
AR2
FL2
MN2
KS2
MO1
ID1
CO1
MT1
AZ1

Recent Comparable Deals

ClosedStateLoanImplied dealJobsFranchise
Nov 2025OR$250K$294K8
May 2025VA$900K$1.1M35
May 2025VA$3.9M$4.6M35
Dec 2024ID$664K$781K
Jul 2024MN$250K$294K2
Jul 2024MN$1.1M$1.2M2
Apr 2024PA$1.2M$1.4M9
Aug 2023AR$150K$177K7
Aug 2023AR$1.4M$1.6M7
Mar 2022FL$512K$602K8
Volume rank #245/534Deal-size rank #280/534Momentum rank #102p90 loan: $1.4MData as of Dec 2025

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Pros

  • +High gross margins (35–45%) with material costs well below retail pricing
  • +Quick installation time: 1–2 technicians can do 3–5 jobs per week
  • +Hybrid revenue model: one-time installation + recurring maintenance contracts
  • +Defensive moat: existing customers provide referrals; word-of-mouth is strong in home services
  • +Scalable: easy to hire and train installers, route optimization improves with team size

Cons

  • -Customer acquisition cost is high ($200–$250 per lead) — Google Ads and local marketing are expensive
  • -Seasonality: spring and fall are peak installation seasons; winter can be slow
  • -Weather-dependent: rain or ice can delay jobs and reduce schedule efficiency
  • -Warranty expectations: installation quality issues can lead to callback costs and negative reviews

Best For

Teams with carpentry or roofing experience, good local presence, and willingness to invest in local SEO and paid customer acquisition

Operating Costs

Main costs: gutter guard materials (at 25–35% of sale price), installation labor ($40–$60/hour per technician), vehicle/tools ($2K–$5K upfront), and customer acquisition ($150–$300 per job). Overhead is low if operating from home with mobile crews.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

$-1976/mo
after debt service
Deal price — $780K
Range: $300K (2×) to $840K (3.2×+)
Down payment — 15% ($117K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 8.75%
SBA median for this category: 8.8%
Loan term — 10 years (120 mo)
SBA median for this category: 120 months
Down payment
$117K
15% equity injection
Loan amount
$663K
85% SBA-financed
Monthly payment
$8K/mo
$334K total interest
Monthly profit
$6K/mo
at 38% margin
Monthly cash flow after debt service
$-1976/mo
Margin does not cover debt service at these terms. Lower the deal price, increase the down payment, or extend the loan term.

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

BizBuySell

Many gutter service businesses now offer guard installation as add-on revenue

Home Services USA Marketplace

National marketplace for gutter services and leaf guard installation acquisitions

Local Google Maps/Reviews

Search 'gutter guard installation near me' to identify local companies for acquisition

64/100Strong

Acquisition Score

Profit margin
25/30
Entry multiple
25/25
Market depth
1/20
Risk (charge-off)
8/15
Deal momentum
5/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
service
Difficulty
2/5
Buy price
$400K$640K

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