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BIZBITE
345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked
Service
75
/100 score
Excellent

Plumbing Business

Emergency calls at premium prices, 365 days a year

Plumbing businesses handle everything from leaky faucets to full plumbing installations for residential and commercial clients. Emergency calls command premium pricing, and the skilled trade creates a natural moat against competition. Licensed plumbers are in short supply, making established businesses highly valuable.

Avg Revenue

$600K

Profit Margin

25%

Acquisition Multiple

2x - 3x

Startup Cost

$30K - $100K

Difficulty

4/5

How It Works

Customers call for repairs, installations, or emergencies. Plumbers diagnose the issue, quote the job, and perform the work. Revenue comes from service calls, installations, and project work. Emergency and after-hours calls carry significant premiums. Growth comes from adding technicians and expanding service territory.

Revenue Range

Low End
$250K
Typical
$600K
High End
$1.5M

Real Acquisitions in This Category

SBA 7(a) change-of-ownership loans · NAICS 238220 · Plumbing, Heating, and Air-Conditioning Contractors

Deals tracked
690
239 in last 24 mo
Median loan
$711K
$299K–$1.6M p25/p75
Implied deal size
$836K
median · ~85% LTV
Charge-off rate
0.9%
of loans that finished

Deal Size Distribution

<$150K
68
$150K–500K
208
$500K–1M
147
$1M–2M
143
>$2M
124

Deal Flow Over Time

Deals per year · median loan
$635K
2020
92
$635K
2021
106
$594K
2022
91
$708K
2023
97
$513K
2024
138
$890K
2025
144
$762K
2026
22
12-month momentum
-45.8%
deal volume vs prior 12 mo
Median loan Δ
+41.0%
84 recent · 155 prior

Financing Profile

Median rate
9.75%
12% fixed · last 24 mo
Median term
120 mo
standard 10-yr
Collateralized
98%
of loans secured
Median jobs
11
supported per deal
Top lenders in this space
Live Oak Banking Company164
The Huntington National Bank43
First Internet Bank of Indiana23
Old National Bank14
Byline Bank12
Where deals happen
FL81
TX60
CA52
PA39
MI30
CO29
WI28
NC27
IL26
AZ24

Recent Comparable Deals

ClosedStateLoanImplied dealJobsFranchise
Dec 2025TX$500K$588K30
Dec 2025TX$2.5M$2.9M30
Dec 2025TX$990K$1.2M11
Dec 2025TX$250K$294K11
Dec 2025TX$1.8M$2.2M11
Dec 2025NJ$1.7M$2.0M26
Dec 2025GA$2.3M$2.7M18
Dec 2025FL$4.3M$5.1M31
Dec 2025MO$3.0M$3.6M16
Nov 2025FL$864K$1.0M7
Volume rank #7/534Deal-size rank #255/534Momentum rank #231p90 loan: $2.8MData as of Dec 2025

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Pros

  • +Emergency work drives high average ticket prices
  • +Licensed trade creates a barrier to entry
  • +Essential service — plumbing never becomes optional
  • +Aging infrastructure keeps demand growing

Cons

  • -Requires licensed plumbers who are extremely hard to hire
  • -On-call and emergency work disrupts personal life
  • -Physical, dirty work — not for everyone

Best For

Licensed plumbers looking to own their business or investors buying existing operations

Operating Costs

Technician wages are the largest cost, plus service vehicles, tools, materials, insurance, licensing, and marketing.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

+$2K/mo
after debt service
Deal price — $900K
Range: $900K (2×) to $2.4M (3×+)
Down payment — 15% ($135K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 9.75%
SBA median for this category: 9.8%
Loan term — 10 years (120 mo)
SBA median for this category: 120 months
Down payment
$135K
15% equity injection
Loan amount
$765K
85% SBA-financed
Monthly payment
$10K/mo
$435K total interest
Monthly profit
$13K/mo
at 25% margin
Monthly cash flow after debt service
+$2K/mo
Down payment paid back in ~55 months

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

BizBuySell

Find plumbing businesses for sale across the US

BizQuest

Browse plumbing company acquisition opportunities

75/100Excellent

Acquisition Score

Profit margin
17/30
Entry multiple
25/25
Market depth
20/20
Risk (charge-off)
14/15
Deal momentum
0/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
service
Difficulty
4/5
Buy price
$1.2M$1.8M

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