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BIZBITE
345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked345 Boring Businesses Analyzed$2K - $5M Startup CostsUp to 85% Profit MarginsUpdated WeeklyReal Revenue DataAcquisition Multiples Tracked
Physical
43
/100 score
Fair

Mobile Home Park

The most recession-proof real estate on earth — tenants own their homes, you own the land

Mobile home parks (manufactured housing communities) collect monthly lot rent from residents who own their own homes but lease the land underneath. This creates an extraordinarily sticky tenant base — moving a manufactured home costs $5,000–$15,000, so residents almost never leave. Average lot rent hit $554/site/month in 2025 and continues rising faster than inflation. A 50-site park at $500/month generates $300K in gross revenue at margins of 40–60%. Private equity has been aggressively rolling up parks, making small and mid-sized parks prime acquisition targets for individual operators.

Avg Revenue

$450K

Profit Margin

45%

Acquisition Multiple

4x - 9x

Startup Cost

$200K - $1.5M

Difficulty

3/5

How It Works

You buy the land, infrastructure (roads, utility connections, common areas), and collect monthly lot rent from each resident. Residents own and maintain their own homes — dramatically reducing your maintenance burden vs. apartment ownership. Revenue = (number of occupied sites) × (lot rent). Value-add plays include raising below-market rents to market, filling vacant lots, and adding utility billing (RUBS) for water/electricity passthrough. Parks are valued on a cap rate basis: NOI ÷ cap rate = value. A park generating $100K NOI at a 7% cap rate is worth ~$1.43M.

Revenue Range

Low End
$150K
Typical
$450K
High End
$1.2M

Real Acquisitions in This Category

SBA 7(a) change-of-ownership loans · NAICS 531190 · Lessors of Other Real Estate Property

Deals tracked
18
0 in last 24 mo
Median loan
$882K
$505K–$1.4M p25/p75
Implied deal size
$1.0M
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal Size Distribution

<$150K
0
$150K–500K
4
$500K–1M
7
$1M–2M
5
>$2M
2

Deal Flow Over Time

Deals per year · median loan
$1.9M
2020
2
$882K
2021
8
$869K
2022
6
$792K
2023
1
$621K
2024
1
12-month momentum
Not enough dated data to compute

Financing Profile

Median rate
last 24 mo
Median term
255 mo
real-estate heavy
Collateralized
89%
of loans secured
Median jobs
10
supported per deal
Top lenders in this space
The Bancorp Bank National Association6
Old National Bank2
United Midwest Savings Bank National Association2
Belgrade State Bank1
Live Oak Banking Company1
Where deals happen
TN2
PA2
CA2
NY2
MO1
MA1
MI1
NJ1
OH1
TX1

Recent Comparable Deals

ClosedStateLoanImplied dealJobsFranchise
Jan 2024NY$621K$731K18
Dec 2022NJ$792K$932K2
Sep 2022MI$1.4M$1.7M21
May 2022PA$1.5M$1.7M8
Apr 2022PA$394K$464K12
Mar 2022NC$1.1M$1.3M9
Dec 2021CO$618K$727K2
Oct 2021OH$280K$329K10
Sep 2021CA$334K$393K4Property Management Inc.
Sep 2021TX$994K$1.2M10Grease Monkey
Volume rank #270/534Deal-size rank #185/534p90 loan: $2.0MData as of Dec 2025

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Pros

  • +Tenants almost never leave — moving a manufactured home costs $5K–$15K
  • +You don't maintain the homes, only the land and infrastructure
  • +Recession-proof — affordable housing demand is inelastic
  • +Strong value-add potential in parks with below-market rents

Cons

  • -High acquisition multiples (4–9× revenue) require significant capital
  • -Regulatory and political scrutiny is increasing as housing crisis intensifies
  • -Infrastructure repairs (water, sewer, electrical) can be expensive surprises
  • -Evictions are more complex than apartment evictions in most states

Best For

Real estate investors seeking passive income with inflation protection and minimal maintenance overhead

Operating Costs

Operating costs are lean: property taxes (1–3% of value), minimal staffing for small parks, maintenance reserves for infrastructure, and insurance. Profit margins of 40–60% on lot rent income are common. Utility billing passthroughs can be added to boost NOI.

SBA Financing Estimator

Adjust the deal — see if it cash flows after debt service

+$6K/mo
after debt service
Deal price — $1.6M
Range: $1.6M (4×) to $4.5M (9×+)
Down payment — 15% ($237K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 8.00%
Current prime-based SBA rates: 7.5–10.5%
Loan term — 21 years (252 mo)
SBA median for this category: 255 months
Down payment
$237K
15% equity injection
Loan amount
$1.3M
85% SBA-financed
Monthly payment
$11K/mo
$1.4M total interest
Monthly profit
$17K/mo
at 45% margin
Monthly cash flow after debt service
+$6K/mo
Down payment paid back in ~41 months

Estimates only. Excludes owner compensation, capex, working capital draws, and taxes. Margin assumes average occupancy and volume. Actual SBA terms vary by lender and borrower profile.

Where to Buy

Mobile Home Park Store

Largest dedicated marketplace for mobile home park acquisitions

LoopNet

Commercial real estate listings including manufactured housing communities

Mobile Home University

Frank Rolfe's education and deal network — the industry's most active community

43/100Fair

Acquisition Score

Profit margin
30/30
Entry multiple
0/25
Market depth
0/20
Risk (charge-off)
8/15
Deal momentum
5/10

Scores margin (30), entry multiple (25), SBA market depth (20), category risk (15), and deal momentum (10). Higher = better acquisition candidate.

Quick Facts

Category
physical
Difficulty
3/5
Buy price
$1.8M$4.0M

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