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BIZBITE

RV Park / Campground

Land that charges nightly rent while you sleep

Bottom line

Worth studying, but do not buy without strong local proof.

RV parks and campgrounds rent hookup sites to travelers and seasonal residents — and increasingly, to digital nomads and remote workers. The business model is deceptively simple: own or lease land, install electric/water hookups, and collect $40–$80/night per site. A 50-site park at 55% occupancy can generate $400K+ in annual revenue. Value-add operators add amenities (Wi-Fi, glamping tents, event hosting) to push ADR and capture weekend premium.

Acquisition score
Margin · multiple · SBA data
38Fair
Avg revenue
$450K/yr
$150K–$1.5M range
Profit margin
35%
~$158K SDE
Multiple
4–10×
of SDE
Est. buy price
$630K–$1.6M
startup: $100K–$1.5M

How It Works

Sites are rented nightly ($40–$80), weekly ($250–$500), monthly ($500–$1,200), or seasonally. Hookup sites (water, electric, sewer) command the highest rates. Revenue comes from site fees plus amenity upsells: firewood, propane, Wi-Fi, camp store, laundry. Occupancy peaks in summer; many operators target 60–70% annual occupancy. Seasonal residents (monthly or annual contracts) provide revenue predictability.

BizBite verdict

Pass for now

RV Park / Campground maps to the RV Park / Campground model. The category can work for acquisition buyers, but the right answer depends on source freshness, verified economics, and the specific red flags below.

38Fair
medium data confidence · 72/100strong financing fit

Why it may work

  • +Attractive 35% estimated margin profile
  • +Category usually has strong acquisition-financing fit
  • +SBA dataset shows 25 recent comparable loans
  • +5 clear operating upside levers identified

Be careful

  • !Source link status has not been verified yet
  • !No last-checked date yet
  • !Premium entry multiple
  • !Capex-sensitive model

Category operating model

RV Park / Campground

medium labor
high capex
medium owner

Revenue drivers

  • Site nights: rentable sites × occupancy × average daily rate by weekday/weekend/season
  • Seasonal and monthly stays that stabilize occupancy but trade away nightly-rate upside
  • Cabins, glamping tents, storage, boat/RV add-ons, event revenue, firewood, laundry, store, and activity fees
  • Utility pass-through and metering discipline for long-stay guests
  • Location quality: interstate access, destination proximity, lake/river frontage, park condition, and review score

Key risks

  • Deferred infrastructure capex can be larger than a year's NOI: roads, pedestals, septic, water, and bathhouses are not cosmetic
  • Flood, wildfire, zoning, environmental, or septic constraints can cap expansion
  • Occupancy can look strong while monthly/seasonal guests suppress ADR and utility recovery
  • Reviews and park condition change demand faster than broad camping trends
  • Lifestyle sellers often understate their own management labor

What you need to believe

  • The park's occupancy and ADR are site-level facts, not a blended story hiding weak pads or cheap long-stays.
  • Infrastructure capex is known, timed, and priced into the deal.
  • Location and reviews are strong enough to hold rate without discounting every shoulder season.
  • Expansion or premium-site upside is permitted by utilities, zoning, and demand — not just drawn on a map.

Unit economics

How one unit makes money

Modeled per one 45-site independent RV park with modest store/laundry add-ons. Every line shows its arithmetic — rebuild any number yourself.

Revenue build-up

LineLowBaseHigh
RV site nights35-90 rentable sites × 40-70% occupancy × $35-$70 ADR × 365 days; base uses 45 sites × 52% occupancy × $48 ADR$150K$410K$1.2M
Cabins, store, laundry, firewood, fees$3-$12 ancillary revenue per occupied site-night plus cabins/events; base assumes ~8,540 occupied site-nights × ~$4.70$0$40K$300K
Seasonal/monthly premium or storage0-40 long-stay/storage slots × $250-$700/month × season length; base excludes it to keep the profile at $450K$0$0$250K

Where it goes — cost structure

  • Utilities, trash, Wi-Fi, septic/sewer, propane1222%

    Long-stay electric can quietly convert occupancy into a utility subsidy unless metered or capped.

  • Labor, owner management, cleaning, grounds1022%

    A lifestyle seller's 'passive' labor often becomes paid management after closing.

  • Property taxes, insurance, licenses, software, merchant/OTA fees815%

    OTA fees rise when the park has weak repeat demand or poor direct booking discipline.

  • Maintenance and capex reserve818%

    Roads, pads, pedestals, septic, bathhouses, and Wi-Fi fail in chunks, not neat monthly lines.

  • Marketing, supplies, activities, misc38%

    Events and amenities only matter if they lift ADR or shoulder-season occupancy.

SDE margin · low
25%
SDE margin · base
35%
SDE margin · high
48%

What actually swings the deal

  • Occupancy

    ±5 occupancy points on 45 sites at $48 ADR ≈ ±$39.4K revenue; that is before store/laundry attach.

  • ADR

    ±$5 ADR at 52% occupancy across 45 sites ≈ ±$42.7K revenue with minimal variable cost.

  • Long-stay electric recovery

    $75/month unrecovered electric across 25 seasonal/monthly sites for 6 months ≈ −$11.3K NOI.

  • Premium-site conversion

    Upgrading 10 sites by $15/night at 55% occupancy adds ~$30K revenue if utilities and zoning allow it.

Benchmarks to memorize

Base site-night math45 sites × 52% occupancy × $48 ADR ≈ $410K
SBA implied deal median — NAICS 721211~$932K across 80 change-of-ownership loans
Profile cap-rate / multiple range4.0x-10.0x SDE depending on land, NOI quality, and expansion
Infrastructure diligenceroads/pads/pedestals/septic/bathhouses are the capex stack to inspect
The ceiling

A 45-site park cannot grow beyond about 16,425 site-nights a year. At $60 ADR and 70% occupancy, that is ~$690K of site revenue before ancillaries; going past that requires more sites, cabins, events, or a second property.

Market analysis

Who owns these & where demand comes from

RV parks are local real estate operating businesses with hospitality revenue. SBA's 80 NAICS 721211 change-of-ownership loans and ~$932K median implied deal show bankable transaction volume, but the market still splits between tiny lifestyle parks and increasingly professional multi-park portfolios.

Tailwinds

  • Outdoor hospitality has become an investable real-estate niche with more professional pricing and operations
  • Dynamic pricing, direct booking, and email/SMS can improve yield in under-managed parks
  • Glamping/cabins add non-RV demand where zoning and capex support it

Headwinds

  • Capex inflation in utilities, roads, cabins, and bathhouses can outrun seller pro forma upside
  • Seasonality and weather can make trailing NOI less repeatable than it looks
  • Local opposition or environmental rules can block site expansion

Demand drivers

  • RV ownership and road-trip travel create recurring transient demand
  • Destination proximity, workforce travel, lakes/rivers, national parks, and interstate access shape occupancy more than metro population
  • Seasonal/monthly guests stabilize revenue in shoulder periods
  • Amenity quality and reviews let operators raise ADR without adding sites

Regulation

Zoning, health permits, water/sewer/septic approvals, fire code, ADA, pool/food/store licenses, floodplain/environmental rules, and transient occupancy taxes all need site-level review.

Who you bid against

Lifestyle buyers bid emotionally on pretty properties; real-estate investors underwrite cap rates and expansion; consolidators pay for parks with destination quality, utility capacity, and professional records.

Competitive advantage

What protects the good ones

  • strongLocation and land control

    Destination access, interstate visibility, waterfront, and zoning scarcity cannot be copied after the good parcels are taken.

  • moderateReviews and direct-booking list

    Campers compare reviews hard; repeat guests reduce OTA dependence and stabilize shoulder seasons.

  • moderateUtility/septic capacity

    Expansion rights are worthless if power pedestals, water, sewer/septic, or roads cannot support more sites.

  • moderateOperational yield management

    Small parks often underprice weekends, holidays, large rigs, and premium pads because the owner never segmented inventory.

Who wins — and who loses

The winner knows revenue by site, meters long-stay utilities, prices weekends and premium pads like scarce inventory, and treats bathhouse/septic capex as underwriting, not vibes. The loser buys a pretty campground, inherits gravel roads and weak pedestals, fills it with cheap monthly guests, and wonders why 80% occupancy does not become cash.

How this niche degrades

  • Infrastructure failures can consume multiple years of NOI if roads, septic, or electrical systems were deferred
  • OTA/channel dependence can tax margins and weaken direct guest ownership
  • Local zoning, floodplain, wildfire, and environmental rules can block the expansion thesis
  • Camping demand normalization after pandemic peaks can expose parks that relied on occupancy rather than rate/experience
Consolidation status

Active but still fragmented. Institutional and family-office buyers chase destination and scalable portfolios; small independent parks with 30-80 sites still trade to local operators, lifestyle buyers, and real-estate investors.

SBA 7(a) data

Real acquisitions in this category

Change-of-ownership loans · NAICS 721211 · RV (Recreational Vehicle) Parks and Campgrounds

Deals tracked
80
25 in last 24 mo
Median loan
$792K
$359K–$1.3M p25–p75
Implied deal size
$932K
median · ~85% LTV
Charge-off rate
not enough resolved loans

Deal size distribution

<$150K
7
$150K–500K
18
$500K–1M
23
$1M–2M
21
>$2M
11

Deal flow over time

12-month momentum
−7.7%
deal volume vs prior 12 mo
Median loan Δ
+52.2%
12 recent · 13 prior

Financing profile

Median rate
8.75%
4% fixed · last 24 mo
Median term
300 mo
real-estate heavy
Collateralized
0%
of loans secured
Median jobs
4
supported per deal
Top lenders in this space
Live Oak Banking Company16
Ameris Bank8
Celtic Bank Corporation4
Citizens Bank4
America First FCU3
Where deals happen
MI11
NY8
MO6
PA4
AZ4
WI3
SC3
TX3
FL3
CO3

Franchise vs independent

Franchised acquisitions finance at $1.3M median vs $745K for independents — a +72% franchise premium. Franchises make up 8% of deals tracked.

Recent comparable deals

ClosedStateLoanImplied deal
Mar 2026NY$1.3M$1.5M
Mar 2026FL$2.1M$2.5M
Mar 2026OH$925K$1.1M
Feb 2026NM$975K$1.1M
Dec 2025TX$945K$1.1M
Sep 2025CA$1.6M$1.9M
Sep 2025LA$2.4M$2.8M
Sep 2025MO$1.4M$1.7M
Aug 2025SC$3.1M$3.7M
Jul 2025OR$636K$748K
Volume rank #92/544Deal-size rank #225/544Momentum rank #202p90 loan: $2.4MData as of Mar 2026

Source: SBA 7(a) FOIA dataset, filtered to acquisitions (loans where business age is "Change of Ownership"). Implied deal size assumes an 85% loan-to-purchase ratio, a common SBA change-of-ownership structure. Charge-off rate shown only when 10+ loans have resolved (paid in full or charged off). Interest rates reflect last 24 months only. Actual deal values vary with equity injections, seller financing, and working capital terms.

Valuation framework

How these actually get priced

Valued as real-estate-backed SDE/NOI. The multiple expands when revenue is site-level verified, land/zoning are defensible, and infrastructure capex is clean; it collapses when occupancy is cheap monthly stays or utilities are under-metered.

Basis: SDE

What moves the multiple

  • ▲ PremiumLocation, zoning, and expansion rights

    Scarce destination/interstate land with permitted expansion deserves a premium.

  • ▼ DiscountInfrastructure capex backlog

    Roads, septic, electrical, water, Wi-Fi, and bathhouses should be reserved or deducted.

  • ▲ PremiumSite-level ADR/occupancy records

    Clean reservation data proves revenue quality and dynamic-pricing upside.

  • ▼ DiscountCheap monthly/seasonal occupancy concentration

    High occupancy at low ADR with unpaid utilities is often worse than lower occupancy at healthy transient rates.

Worked example

At $450K revenue and a 35% margin, the profile park produces about $157.5K SDE/NOI. At 4.0x-10.0x, value ranges from about $630K to $1.58M. A clean, waterfront or interstate park with expansion-ready utilities can defend the high end; a capex-heavy park full of under-metered monthly guests belongs at the low end or below after infrastructure deductions.

Common buyer mistakes

  • Buying occupancy without separating transient, seasonal, and monthly economics
  • Capitalizing NOI before subtracting obvious road, pedestal, septic, and bathhouse capex
  • Assuming expansion is possible without zoning and utility capacity proof
  • Treating owner on-site labor as free management

Deal Calculator

Priced off $158K SDE — can this deal service its own debt?

1.88×
DSCR · Lender-comfortable
Purchase multiple — 6.0× SDE ($945K)
Category range: 4×–10× SDE
Down payment — 10% ($95K)
SBA minimum equity injection is 10% for change-of-ownership
Interest rate — 8.75%
SBA median for this category: 8.8%
Loan term — 25 years
SBA median for this category: 300 months
Purchase price
$945K
6.0× of $158K SDE
Cash to close
$123K
$95K down + ~3% closing
Debt service
$7K/mo
$84K/yr on $851K loan
Cash-on-cash
60%
cash back in ~21 mo
Debt service coverage · what the lender sees
1.88×+$6K/mo after debt
Most SBA lenders want ≥1.25× coverage; 1.5×+ is a strong file.

SDE = revenue × margin estimate for this niche; it includes owner compensation, so budget your salary out of cash flow. Excludes working-capital injection, capex reserves, and taxes. Actual SBA terms vary by lender and borrower.

Due diligence checklist

Before you sign anything

  1. 01

    Export 36 months of reservations by site, rate, occupancy, channel, guest type, stay length, discount, cancellation, and ancillary spend.

    This verifies occupancy, ADR, site segmentation, channel dependence, and the two biggest sensitivities.

    Red flagOnly blended monthly revenue is available, or occupancy is high because long-stay guests pay low rates.
  2. 02

    Inspect roads, pads, pedestals, water, septic/sewer, bathhouses, Wi-Fi, laundry, cabins, pools, and deferred-maintenance logs with replacement estimates.

    Infrastructure capex can wipe out years of NOI.

    Red flagSeller cannot quantify near-term capex or has recurring utility/septic failures.
  3. 03

    Verify zoning, permits, expansion rights, floodplain/fire/environmental constraints, transient occupancy taxes, and utility capacity.

    The growth thesis must be legally and physically possible.

    Red flagExpansion lots exist on paper but cannot receive utilities or permits.
  4. 04

    Reconcile electric/water/sewer/trash bills to occupied site-nights and long-stay pass-through policies.

    Utility recovery is a direct margin sensitivity.

    Red flagMonthly/seasonal guests are unmetered and utility bills spike with occupancy.
  5. 05

    Normalize owner labor: reservations, maintenance, cleaning, security, events, and guest issues.

    Lifestyle parks hide management labor inside seller hours.

    Red flagThe seller is effectively a full-time GM but no replacement wage is in SDE.
  6. 06

    Read reviews and guest complaints by site/amenity, then walk the park as a guest would.

    Reviews are demand infrastructure; ugly bathrooms and bad Wi-Fi hit ADR before financials show it.

    Red flagComplaints cluster around infrastructure the pro forma does not fix.

Pros

  • +Land appreciates while the business generates cash flow
  • +Low operational complexity — minimal skilled labor needed
  • +Booking platforms (Hipcamp, Campspot, RVshare) drive demand cheaply
  • +Value-add potential: glamping, events, and amenities boost ADR significantly
  • +Recession-resistant — RV travel grew sharply during COVID and held

Cons

  • -Highly seasonal in northern markets — 3–4 month peak season
  • -Zoning and permitting can be complex depending on jurisdiction
  • -Land and infrastructure acquisition is capital-intensive
  • -Utilities (sewer hookups in particular) can be expensive to install

Best For

Real estate investors seeking cash-flow-plus-appreciation plays; lifestyle buyers wanting to live on-site; operators who can add glamping or event revenue to boost off-season income

Operating Costs

Operating expenses run 40–50% of revenue: utilities (15–20%), property taxes (5–10%), maintenance and landscaping (10%), staffing/management (10–15%), insurance (3–5%). A 50-site park at $40/night and 55% occupancy generates ~$400K gross with ~$220K NOI. Cap rates range from 6–12% depending on location and amenity mix.

Where to Buy

Campground Marketplace

Specialized marketplace for buying and selling campgrounds and RV parks

LoopNet - RV Parks

Commercial real estate listings including RV parks and campgrounds for sale

Hipcamp Host

List your property on Hipcamp to understand demand before buying

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